See your retirement number
in 60 seconds.
Know exactly where you'll be at 65 — with retirement, savings, and debt payoff projections. No bank login. No spreadsheets. Ever.
Free plan available · No credit card required
In 35 years you'll have
$0
Assumes 8% annual return, 4% safe withdrawal rate. For illustration.
"A tool that doesn't make me feel like an accountant."
— Andrew K.
Built his first real budget in a weekend
"I figured out my goal retirement number in under 15 minutes."
— Jenna V.
On track to retire 6 years earlier
"No bank login sold me."
— Steve L.
Paid off $22k in 14 months
60 sec
average time to first projection
100%
privacy-first — no bank connections
Free
forever plan available
Built differently — on purpose
Most money tools look backward. FutureYou helps you see what's ahead.
Budgeting apps track the past
→ FutureYou plans your future
Spreadsheets are complicated
→ FutureYou is drag-and-drop simple
Other tools need bank access
→ FutureYou never connects to your bank
Everything you need to plan ahead
Four core tools, no spreadsheet gymnastics, no bank connections.
Instant Projections
Drag a slider, see your future update in real time.
Savings Goal Tracker
Set targets, track progress, celebrate wins.
Debt Payoff Planner
See your debt-free date and the fastest path there.
Budget Health Score
One number that tells you how healthy your finances are.
Start free. Upgrade when you're ready.
Free plan: no credit card required. Pro: 14-day free trial · cancel anytime.
Free
$0 USD/month
No credit card required for the Free plan
- Budget calculator
- Savings projections (public calculators)
- Savings goal tracking
- Expense categories
- Privacy-first — no bank login
Pro Annual
$49 USD/year
14-day free trial · cancel anytime
- Everything in Free
- Save debt details & compare payoff strategies
- AI Budget Coach
- Advanced investment & what-if projections
- Net worth tracker
- PDF export
Lifetime — Founding Member
$99 USD one-time
Founding-member price. This price will go up as we add features.
- Everything in Pro
- Pay once — no recurring billing
- All future Pro features included
One-time purchase · no trial
Get Lifetime AccessFrequently asked questions
Your future self is waiting.
Start planning in 60 seconds — no bank login, no credit card.
Get Started FreeFree plan available · No credit card required