Terms of Service

Last updated: April 4, 2026

1. Acceptance of Terms

By using Future You ("the Service"), you agree to these Terms of Service. If you do not agree, please do not use the Service.

2. Description of Service

Future You is a personal budgeting tool that allows you to track income, expenses, savings goals, and investment projections. The Service does not provide financial advice.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate information and to update it as needed.

4. Acceptable Use

You agree not to misuse the Service, including attempting to access other users' data, reverse-engineering the platform, or using the Service for illegal purposes.

5. Subscriptions and Billing

The Pro plan is billed monthly or annually as selected. You may cancel at any time, and your subscription will remain active until the end of the current billing period. Monthly and annual subscriptions include a 14-day free trial and collect payment details at checkout. Lifetime — Founding Member is a one-time purchase with no trial.

6. Disclaimer

The Service is provided "as is" without warranties of any kind. Financial projections and scores are estimates and should not be considered financial advice. Consult a qualified financial advisor for personalized guidance.

7. Limitation of Liability

Future You shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.

8. Changes to Terms

We may update these Terms from time to time. Continued use of the Service constitutes acceptance of the updated Terms.

9. Contact

For questions about these Terms, contact us at support@futureyou.app.